What Information We Collect.

As an essential part of our business, we obtain certain personal information about you in order to provide a financial product or service to you. Some of the information we receive comes directly from you on applications or other forms and may include information you provide during visits to our Web site. We may also receive information from physicians, testing laboratories and other health providers, and from consumer reporting agencies. The types of information we receive may include addresses, social security numbers, family information, current and past medical history and financial information, including information about transactions with other financial institutions.

What Information We Disclose

We do not disclose nonpublic personal information about our current or former customers to any non-affiliated entity, except as permitted by law. Examples of the disclosures which we are permitted by law to make include: disclosures necessary to service or administer an insurance or annuity product that you requested or authorized; disclosures made with your consent or at your direction; disclosures made to your legal representative; disclosures made in response to a subpoena or an inquiry from an insurance or other regulatory authority; disclosures made to comply with federal, state or local laws and to protect against fraud. SMS opt-in or phone numbers for the purposes of SMS are not being shared with any third party and affiliate company for marketing purposes.

HIPAA Notice of Privacy Practices

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) Privacy Rule allows individuals who provide health information to covered entities or their business associates the right to receive a notice that describes how their health information may be used and/or disclosed and how to acquire access to this information. Legacy Secure of MI Inc nor any affiliated company, will ask for or accept medical records from you. However, you may provide certain health care information about yourself to us or to one of the insurance companies represented by us in order for us to assist you in applying for insurance coverage. But we only use your health care information for that purpose and for no other purpose whatsoever. Nor do we ever provide your health care information to third parties, except for the health insurance providers (or their agents) to whom you are submitting your application.

Our Privacy Protection Procedures

We protect information about you from unauthorized access. Our employees and agents receive training regarding our privacy policies, and access to information about you is restricted to those individuals that need such information in order to provide products and services to you. Examples of activities requiring access to personal information include: underwriting; claims processing; reinsurance and policyholder service. Finally, we employ secure technologies in order to safeguard transmission of information about you through our web sites, and we have established and maintain procedures to comply with all state and federal laws and regulations regarding the security of personal information. This notice is for your information and does not require any action on your part.

Privacy Statement and Changes

This Privacy Policy is effective as of the date set forth below. We reserve the right to make changes to the Privacy Policy on any occasion. We recommend that you frequently review the Privacy Policy for any changes or additions. Any changes or updates made to the Privacy Policy will be performed here. This document describes our current Privacy Policy. It is not a contract, however, and is not intended to and does not create any contractual or other legal rights in or on behalf of you or any other party.

SMS Terms & Conditions

1- SMS Consent Communication:

By opting into SMS you are agreeing to recieve SMS message Hofer Financial LLC.

2- Types of SMS Communications:

If you have consented to receive text messages from Hofer Financial LLC, you may receive messages related to the following:

Appointment Example: "Hello, this is a friendly reminder of your upcoming call with John with Hofer Financial LLC on 04/25/25 at 10:00am. Reply STOP to opt out of SMS messaging from Hofer Financial LLC."

Replying to a Request Example: "Hello, this is John with Hofer Financial LLC. I am getting back to you with the information you have requested. You can reply here with your availability or call me to set up a time. Reply STOP to opt out of SMS messaging from Hofer Financial LLC."

3- Message Frequency:
Message frequency may vary depending on the type of communication. For example, you may receive up to 3 SMS messages per week related to your [appointments/billing, etc.].

Example:
"Message frequency may vary. You may receive up to 3 SMS messages per week regarding your appointments or account status."

4- Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

5- Opt-In Method:

You may opt-in to receive SMS messages from Hofer Financial LLC in the following ways:

• By submitting an online form

• By verbal consent

• By submitting paper/electronic form

6- Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

7- Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at privacy@hoferfinancial.com

Additional Options:

• If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

8- Standard Messaging Disclosures:

• Message and data rates may apply.

• You can opt out at any time by texting "STOP."

• For assistance, text "HELP" or visit our [Privacy Policy] and [Terms and Conditions] pages.

• Message frequency may vary

QUESTIONS AND CONCERNS

If you have any questions or concerns about this Policy or its implementation, please email us at: privacy@hoferfinancial.com or contact us through U.S. Mail at:

 
Hofer Financial LLC
1309 Coffeen Ave STE 1200
Sheridan, WY 82801 

EFFECTIVE DATE: April 14, 2025